SBA-Guaranteed Loans
SBA-guaranteed loans offer small business owners financing on more favorable terms
for a variety of business purposes. Lower down payments and longer repayment terms
mean more of the business working capital stays in the business where it can generate
additional profits for your business.
We offer unparalleled expertise in SBA-guaranteed financing. If you plan to buy
or construct a building, acquire a new business or franchise, purchase equipment,
or refinance your current business debt then we can help you obtain the advantage
of SBA financing for your business.
There are three loan programs that offer distinctive advantages, depending on your
business needs:
SBA 7(a) Program - Offers flexible term financing for virtually
any business purpose with variable rates, long-term repayment (up to 25 years),
and higher leverage for qualified business owners. Excellent choice for buying or
building real property, acquiring a business enterprise, or buying equipment for
your business. Maximum loan $2,000,000.
SBA 504 Program - Offers long-term financing solutions specifically
aimed at acquiring capital assets for business expansion. Use 504 loans for fixed
rate acquisition or construction loans for real property, or for acquisition of
capital equipment assets. Some additional restrictions required related to job creation.
Maximum loan $6,000,000.
SBA Express Program - Offers flexible line of credit financing,
with term loan payout (up to 7 years) for business working capital or smaller business
credit needs. Maximum loan $350,000.
As an SBA Preferred Lender, our experience, expertise, and engagement
are recognized by the U.S. Small Business Administration.
Please contact our Business Lending Professionals to discuss how we can provide
SBA-guaranteed financing for your business.