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Personal Loans

At Central Arizona Bank, we offer you true relationship banking, and the resources to find the right solutions for your financial needs. You will find what you need, when you need it -- truly a unique community bank.

Home Equity Loans and Lines of Credit

Our home equity loans and lines of credit are available with fixed and variable rate options and with flexible repayment terms.

NMLS License Information

Bank/Employee NameNMLS Number
Central Arizona Bank531684
Klenske, Dan634500
Shelton, Franklin634498

Personal Installment Loans

Central Arizona Bank will tailor financing for all your consumer purchases, along with home improvement and bridge loans at competitive loan terms and rates.

Personal Lines of Credit

Central Arizona Bank will tailor financing to meet our customer's short term financing needs by offering personal lines of credit.

Ready-Cash Overdraft Protection

With Ready-Cash, your checking account has a pre-approved line of credit that automatically advances to cover checks up to your approved credit limit.

Personal Credit Cards

Through our business partnership with Elan Financial Services, we offer a variety of Personal VISA options to meet your needs, including Regular, Platinum & Travel Cards.


Our lending officers would be happy to assist you with questions regarding these programs. Please contact a member of the Personal Banking Team at 480.596.0883.